Wall Street Smucks Unlock Profits from Distress Homeowners

This is 

G&G Associates Tax & Financial Consulting

e-Newsletter

 Wall Street Smucks Unlock Profits from Distress Homeowners

Dear G&G Readers,

Now that this news is public, the "Blackrocks" of the world are done buying, so it should be interesting to see what happens to home prices in 2014. My gut says even lower home prices this year.

How ironic that the "Smucks" who caused the housing financial crisis are the ones who still are benefiting and getting even richer during the recovery.  I guess if you had your faithful politicians in your back pocket, it's no wonder why.

Click on the Bloomberg link below for more details:

http://www.bloomberg.com/news/2013-12-20/wall-street-unlocks-profits-from-distress-with-rental-revolution.html

 -------------------------------------------------------------
Internal Sponsorship:

                                                 Protect yourself from Wallstreet

If you get paid in dollars and hold the majority of your assets in U.S. stocks or bonds, your wealth is in significant danger (401K’s, TSPs, 403Bs, Mutual funds, etc).

To become a member of the G&G Investment Society (GGIS) newsletter subscription to learn how to take advantage of some of our suggestions so you can protect your wealth and portfolio against a fallen dollar, send an e-mail to GGIS@gngassoc.com and/or visit our website at www.gngassociates.net and click on the “Products & Services” link and we’ll get you signed up right away.

DON'T WAIT ANOTHER DAY!

- 1 year subscription - $149

- 2 year subscription - $269

- Lifetime subscription - $699   {50% off tax prep & 25% off consulting services for life}

*** Membership Guarantee *** If you don't make your money back from being a GGIS member by the end of your subscription...we'll refund 100% of your subscription fee back. That's how confident we are that this will be one of the best financial moves of your life.

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G&G Associates

is on Twitter

Join “G&G Associates” on Twitter.  If you have a smart phone or online twitter account you can sign up to receive tweets from us.  This will keep you in the know with current market moving updates, let you know when we have changes to our website, inform you of recent newsletter postings, and it will also be a good medium for improving your tax & financial IQ.

You can find us on Twitter by searching for the handle "GG_Associates."

As always…feel free to pass this information on to anyone you think is interested in increasing their tax & financial IQ.

If you need a one-on-one consultation to learn how to implement these investments or any other tax or financial strategy mentioned in these newsletters, feel free to contact my office to setup an appointment.

Good Investing!

Ankh Uja Snb (Life, Health & Strength)
Asar Maa Ra Gray
Tax & Financial Consultant, RFC
G&G Associates
757-271-6068 office
866-361-3872 toll free fax
www.gngassociates.net

Become a Fan of G&G Associates and G&G Travel on Facebook & Twitter.

Philosophers aren’t psychics … they are good historians.  Knowing your history will allow you to interpret and understand the present … Knowing how to interpret the present, will allow you to predict the future.”

          Dr. Kaba Kamene

P.S. If you are looking to Travel and looking for steep discounted travel, visit www.gngassociates.net, click on the “G&G Travel” link and let your travel planning begin.  Let us know where you want to go and we’ll do our best to find you the best deal your money can buy.  Become a Fan of G&G Travel on facebook.

LEGAL NOTICE: This work is based on what I’ve learned as a financial researcher and analyst based SEC filings, current events, interviews, corporate press releases and what I've learned as a financial consultant. It may contain errors and you should not base investment decisions solely on what you read here.  It’s your money and your responsibility.  Nothing herein should be considered personalized investment advice.

Rapid Ripoff - Refund Anticipation Loans Generally A Ripoff

This is 

G&G Associates Tax & Financial Consulting

e-Newsletter

Tax Tip of the Week

"Rapid Ripoff"

 Refund Anticipation Loans Generally A Ripoff 

Imhotep (Wisdom To You) G&G Readers,

With the filing season about to start, a lot of people are turning to professional tax preparers to assist with their returns. But those services can come at a steep cost, and a recent study found that they’re also steering hundreds of millions of dollars away from recipients of the Earned Income Tax Credit. That means, essentially, that the federal government (and taxpayers) are providing massive subsidies to companies instead of the working poor for whom the program was intended.

Two weeks - that's what you get for your money when you agree to sign on for a tax refund anticipation loan (RAL). What does your tax preparer get? Once the fees are tallied, this two-week loan, oh so generously offered, often works out to better than a 100% annual percentage rate in the lender's favor. And you thought the interest rate on your credit card was bad!

When you break down the numbers, it's a wonder that anyone agrees to take on a refund anticipation loan, yet during the 2012 Tax season, more than 8 million taxpayers took out such loans, according to the National Consumer Law Center (NCLC). In this newsletter we'll take a hard look at these loans so that you have the information you need to decide whether they're worth the price you pay. 

 -------------------------------------------------
Internal Sponsorship:

G&G TAX PREPARATION SERVICES

G & G Associates is a Black-Owned Business focused on easing our client's minds on tax compliance matters. With the ever changing and burdensome tax code, overwhelming and confusing federal and state tax forms and increasing IRS scrutiny over most tax items, taxpayers need to have at least this one part of their lives made easier, less stressful and more profitable.

Our expert help includes our:

In-Depth Interview — a thorough and complete experience designed to unearth every tax savings opportunity during the course of your tax preparation. We use these to the latest IRS guidelines to guide you through a painless, interactive session so that together, we catch every single detail that results in more tax savings for you.

We can service clients anywhere in the world and we look forward to assisting you in getting your tax return prepared for the 2012 and beyond tax season. (Referrals available upon request)

If you are a returning client you'll get a 25% discount off your tax preparation fees. If you are a new client you'll get $40 off our normal fees. If you are active duty or retired military you'll get a 15% discount. If you are a senior citizen (above 65) you'll get a 20% discount.

At G&G Associates, we GUARANTEE to beat "ANY" other tax professional’s price. We take pride in not nickeling and diming our customers with unnecessary charges & fees.

Do you have a friend, co-worker or family member who might be interested in G&G Associates Tax Preparation Services? If so, then you can earn $40 for everyone you refer that files their tax returns with us. Just refer that person, and when we complete their tax return we will send you a check for $40. To make the deal even sweeter, after (4) four referrals you will get your taxes done for free.

We are looking forward to doing business with you for the upcoming tax season.

For more information about G&G Associates, visit our website at www.gngnassociates.net

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 The Basics

Refund anticipation loans, also known as RALs or instant refunds, are short-term loans offered on the basis of your tax refund. With an RAL, a tax preparer will offer you a payout somewhat smaller than your actual refund, but make it available immediately, so you won't have to wait for the IRS to cut you a check or deposit the money into your account. The preparer will then take the entirety of your tax refund.

If you have your taxes prepared by any of the big tax preparation services, like H&R Block, Liberty Tax Service or Jackson Hewitt (NYSE:JTX) - or even many of the smaller tax preparation services - you will probably be offered an RAL. To get the loan, you'll be asked to pay a loan origination fee in addition to your electronic filing fee, this of course is in addition to the tax preparation fee. 

If you choose to accept such a loan, you'll receive a check typically 48-72 hours for up to a certain amount of your refund ($1000-2000) in advance, minus the loan origination fee and other fees associated with preparing both your tax return and your RAL. From the taxpayer's point of view, that's all there is to getting a tax refund anticipation loan. You don't have to pay back your loan or take care of any future paperwork, unless you owed a debt to the IRS or some other government agency that didn't come up in the 48-72 hour waiting period.

In addition to paying $450 million in RAL fees each year, EITC recipients pay $845 million for tax-preparation, electronic filing, and check-cashing. In all, the report concludes, tax-preparation and RAL services take more than $1.3 billion a year intended for low-income taxpayers.  Again ... I say "Rapid Ripoff."

The Costs

The fees that most tax preparers charge for tax refund loans verge on predatory, much like payday and title loans. While the fees may seem small when compared to the size of the refund, an RAL can be incredibly expensive once you consider the shelf life of the loan. After all, with modern electronic filing, you can have your tax refund directly deposited into your bank account in less than two weeks. The NCLC and the Consumer Federation of America conducted a joint study on tax refund loans. They found that a consumer will pay approximately $100 in RAL fees for a refund of approximately $2,150. In effect, your impatience costs you almost 5% of your return.  Again ... this does not include the tax preparation fee.

Because the loan is so short-lived, the cost of the loan often outweighs its usefulness. According to a report from Georgetown University's Credit Research Center, the actual APR of many tax refund loans is more than 100%. (What's APR? Read "APR Vs. APY: How The Distinction Affects You" http://www.investopedia.com/articles/basics/04/102904.asp)

As a less-expensive alternative, you could adjust your W-4 form with your employer to reduce withholding from your paycheck; you'll have a smaller tax refund, but more money available to you in each paycheck. Furthermore, this option has no fees associated with it. (Still confused by your taxes? Visit G&G Associates audio archive for free tax webinars on how to appropriately adjust your W-4) or sign up for our FREE live webinar class in February where I'll be going step-by-step on how to appropriately adjust your w-4.

The Preparer's Point Of View

RAL providers argue that the cost of the loan is justified by the riskiness of the loan, on the basis that there is a chance that the IRS will not issue a refund for a given tax return or will issue a reduced refund. For most RALs, there is no procedure for a tax preparer to request the return of a loan.

These loans are made possible by electronic filing: when a tax preparer submits your income tax return electronically, he or she receives confirmation within 48-72 hours that your tax return is error free. RALs are a good deal for tax preparers because there is a very good chance that the loan will be repaid in full. While tax preparers argue that the waiting period represents a risk on their part, there is practically no chance of a tax preparer losing money if he or she has correctly prepared your tax return. In light of this, these loans aren't the best deal for taxpayers, especially those who can afford to wait the two weeks that is usually required to receive a federal tax refund from an electronically filed return.

Well...at G&G Associates we "DO NOT" offer and we "REFUSE" to offer these products to our clients even though we can. We take pride in not nickeling and diming our clients on ridiculous fees, and we surely aren't in the business of "RIPPING" off our clients off by offering RAL's. By offering these products, we would be participating in "FINANCIAL ROBBERY" of our clients and believe me the Government and Corporate America does that enough already.

G&G Associates takes pride in helping our clients understand the power of interest and if you are paying 67 - 774% in interest in fees, but only making 1-3% in interest on your savings "YOU WILL NEVER" get ahead.

Remember, our society wants you to stay in a condition where your head is barely out of water. But, at G&G Associates we aim to get you in the position to walk on water. To make sure you have your taxes properly prepared, contact G&G Associates Tax & Financial Consultant Services and leave the tax filing to us.

The Future of Instant Refunds

The IRS hopes to unveil a new tax filing system called the Customer Account Data Engine (CADE). This system will be able to process income tax returns and refunds within a 24-hour period, and taxpayers will receive their refunds within three days. The CADE system is expected to eliminate RALs entirely.

In the meantime, tax refund anticipation loans are widely available. Supporters of RALs describe them as a useful way of handling unexpected medical expenses, overdue credit bills and other expenses. However, the short-term nature of these loans makes them problematic at best and most often greater than the late fee you would of had to pay on the overdue credit bill, etc.

Without a doubt, pass this on to anyone you know who has or is thinking about getting a Refund Anticipation Loan to hopefully educate them from making such a mistake.

One of the benefits of being a client with G&G Associates is that you'll get a free 30 min pre-tax preparation session to make sure you are gathering your documents appropriately before you submit your documents for tax preparation.

So, contact us today to schedule an appointment.

Visit our website for more information and free online webinar classes to help you make sure you are audit proofing your records, or contact us today to set your appointment if you need a “TAX” OR “FINANCIAL” one-on-one consultation.

Until the next time!

Meda Ase P (Thank You Very Much),

Asar Maa Ra Gray
Tax & Financial Consultant, RFC
G&G Associates
757-271-6068 office
866-361-3872 toll free fax
www.gngassociates.net

G&G Associates & G&G Travel are on Facebook & Twitter ... join our fan page.

**You must be a G&G Associates tax client to receive the $40 referral fee

P.S. If you're not a GGIS Paid Subscriber reader yet, why not? Currently, our GGIS portfolio is packed with great plays to kick-start your portfolio for 2014.

P.S #2 If you are looking to Travel and looking for steep discounted travel, visit www.gngassociates.net, click on the “G&G Travel” link and let your travel planning begin.  Let us know where you want to go and we’ll do our best to find you the best deal your money can buy.  Become a Fan of G&G Travel on Facebook.

2014 Tax Season to Open Jan. 31, 2014

This is 

G&G Associates Tax & Financial Consulting

e-Newsletter

Tax Tip of the Week

IRS Issue Number:    IR-2013-100

---

2014 Tax Season to Open Jan. 31; e-file and Free File Can Speed Refunds

WASHINGTON — The Internal Revenue Service last week announced plans to open the 2014 filing season on Jan. 31, 2014 and encouraged taxpayers to use e-file or Free File as the fastest way to receive refunds.

The new opening date for individuals to file their 2013 tax returns will allow the IRS adequate time to program and test its tax processing systems. The annual process for updating IRS systems saw significant delays in October following the 16-day federal government closure.

“Our teams have been working hard throughout the fall to prepare for the upcoming tax season,” IRS Acting Commissioner Danny Werfel said. “The late January opening gives us enough time to get things right with our programming, testing and systems validation. It’s a complex process, and our bottom-line goal is to provide a smooth filing and refund process for the nation’s taxpayers.”

The government closure meant the IRS had to change the original opening date from Jan. 21 to Jan. 31, 2014. The 2014 date is one day later than the 2013 filing season opening, which started on Jan. 30, 2013 following January tax law changes made by Congress on Jan. 1 under the American Taxpayer Relief Act (ATRA). The extensive set of ATRA tax changes affected many 2012 tax returns, which led to the late January opening.

The IRS noted that several options are available to help taxpayers prepare for the 2014 tax season and get their refunds as easily as possible. New year-end tax planning information has been added to IRS.gov this week.

In addition, many software companies are expected to begin accepting tax returns in January and hold those returns until the IRS systems open on Jan. 31. More details will be available in the next few weeks.

The IRS cautioned that it will not process any tax returns before Jan. 31, so there is no advantage to filing on paper before the opening date. Taxpayers will receive their tax refunds much faster by using e-file with the direct deposit option.

The April 15 tax deadline is set by statute and will remain in place. However, the IRS reminds taxpayers that anyone can request an automatic six-month extension to file their tax return. The request is easily done with Form 4868, which can be filed electronically or on paper.

IRS systems, applications and databases must be updated annually to reflect tax law updates, business process changes and programming updates in time for the start of the filing season.

The October closure came during the peak period for preparing IRS systems for the 2014 filing season. Programming, testing and deployment of more than 50 IRS systems is needed to handle processing of nearly 150 million tax returns. Updating these core systems is a complex, year-round process with the majority of the work beginning in the fall of each year.

About 90 percent of IRS operations were closed during the shutdown, with some major work streams closed entirely during this period, putting the IRS nearly three weeks behind its tight timetable for being ready to start the 2014 filing season. There are additional training, programming and testing demands on IRS systems this year in order to provide additional refund fraud and identity theft detection and prevention.

-------------------------------------------------
Internal Sponsorship:

G&G TAX PREPARATION SERVICES

G & G Associates is a Black-Owned Business focused on easing our client's minds on tax compliance matters. With the ever changing and burdensome tax code, overwhelming and confusing federal and state tax forms and increasing IRS scrutiny over most tax items, taxpayers need to have at least this one part of their lives made easier, less stressful and more profitable.

Our expert help includes our:

In-Depth Interview — a thorough and complete experience designed to unearth every tax savings opportunity during the course of your tax preparation. We use these to the latest IRS guidelines to guide you through a painless, interactive session so that together, we catch every single detail that results in more tax savings for you.

We can service clients anywhere in the world and we look forward to assisting you in getting your tax return prepared for the 2012 and beyond tax season. (Referrals available upon request)

If you are a returning client you'll get a 25% discount off your tax preparation fees. If you are a new client you'll get $40 off our normal fees. If you are active duty or retired military you'll get a 15% discount. If you are a senior citizen (above 65) you'll get a 20% discount.

At G&G Associates, we GUARANTEE to beat "ANY" other tax professional’s price. We take pride in not nickeling and diming our customers with unnecessary charges & fees.

Do you have a friend, co-worker or family member who might be interested in G&G Associates Tax Preparation Services? If so, then you can earn $40 for everyone you refer that files their tax returns with us. Just refer that person, and when we complete their tax return we will send you a check for $40. To make the deal even sweeter, after (4) four referrals you will get your taxes done for free.

We are looking forward to doing business with you for the upcoming tax season.

For more information about G&G Associates, visit our website at www.gngnassociates.net

----------------------------------------------------------------------------

This year’s tax season will be a challenge for many especially since record numbers of individuals have tapped into savings, retirement accounts, etc which may have caused tax bills you didn't realize.

So, it will be imperative that you have a tax professional and "not a tax preparer" doing your taxes.  Trust me folks, there is a big difference.

One of the benefits of being a client with G&G Associates is that you'll get a free 30 min pre-tax preparation session to make sure you are gathering your documents appropriately before you submit your documents for tax preparation.

So, contact us today to schedule an appointment.

Visit our website for more information and free online webinar classes to help you make sure you are audit proofing your records, or contact us today to set your appointment if you need a “TAX” OR “FINANCIAL” one-on-one consultation.

Until the next time!

Meda Ase P (Thank You Very Much),

Asar Maa Ra Gray
Tax & Financial Consultant, RFC
G&G Associates
757-271-6068 office
866-361-3872 toll free fax
www.gngassociates.net

G&G Associates & G&G Travel are on Facebook & Twitter ... join our fan page.

**You must be a G&G Associates tax client to receive the $40 referral fee

P.S. If you're not a GGIS Paid Subscriber reader yet, why not? Currently, our GGIS portfolio is packed with great plays to kick-start your portfolio for 2014.

P.S #2 If you are looking to Travel and looking for steep discounted travel, visit www.gngassociates.net, click on the “G&G Travel” link and let your travel planning begin.  Let us know where you want to go and we’ll do our best to find you the best deal your money can buy.  Become a Fan of G&G Travel on Facebook.

The 2013 Tax Season is Around the Corner

This is 

G&G Associates Tax & Financial Consulting

e-Newsletter

Tax Tip of the Week

 2013 Tax Season is Around the Corner

Imhotep (Wisdom to You) G&G Readers,

Happy New Tax Year !!!  That's right...Tax Season is around the corner.

With that said...G&G Associates Tax & Financial Consulting Services has plans to bring in the New Year in with a bang.  We are here to make sure that we take care of all our client's tax & financial needs. 

Now, with the New Year here...your Uncle wants his money.  That is a good thing for some and a bad thing for others. Whether it’s good or bad for you, one thing’s for sure, you NEED to be sure you claim all of your yearly personal and business expenses.

One of the most overlooked record-keeping items I see my clients fail to log is their ending mileage for their vehicle. This is important to calculate your vehicle use especially if you use your vehicle for business and sometimes personal expenses.

If you need a reminder on how to do this, visit G&G Associate’s website, go to the Audio library and listen to the conference call Record Keeping & Vehicle Expenses.  Also, visit the library for over 40 hours of educational conference calls to make sure you have your taxes ready for the 2013 reporting tax season. 

Over the next couple of months I’ll be holding live tax class webinars to get you ready for the new year and help you put together your information for the past tax season. 

Look out soon for an e-mail referencing the schedule for these classes.

-------------------------------------------------
Internal Sponsorship:

G&G TAX PREPARATION SERVICES

G & G Associates is a Black-Owned Business focused on easing our client's minds on tax compliance matters. With the ever changing and burdensome tax code, overwhelming and confusing federal and state tax forms and increasing IRS scrutiny over most tax items, taxpayers need to have at least this one part of their lives made easier, less stressful and more profitable.

Our expert help includes our:

In-Depth Interview — a thorough and complete experience designed to unearth every tax savings opportunity during the course of your tax preparation. We use these to the latest IRS guidelines to guide you through a painless, interactive session so that together, we catch every single detail that results in more tax savings for you.

We can service clients anywhere in the world and we look forward to assisting you in getting your tax return prepared for the 2012 and beyond tax season. (Referrals available upon request)

If you are a returning client you'll get a 25% discount off your tax preparation fees. If you are a new client you'll get $40 off our normal fees. If you are active duty or retired military you'll get a 15% discount. If you are a senior citizen (above 65) you'll get a 20% discount.

At G&G Associates, we GUARANTEE to beat "ANY" other tax professional’s price. We take pride in not nickeling and diming our customers with unnecessary charges & fees.

Do you have a friend, co-worker or family member who might be interested in G&G Associates Tax Preparation Services? If so, then you can earn $40 for everyone you refer that files their tax returns with us. Just refer that person, and when we complete their tax return we will send you a check for $40. To make the deal even sweeter, after (4) four referrals you will get your taxes done for free.

We are looking forward to doing business with you for the upcoming tax season.

For more information about G&G Associates, visit our website at www.gngnassociates.net

----------------------------------------------------------------------------

This year’s tax season will be a challenge for many especially since record numbers of individuals have tapped into savings, retirement accounts, etc which may have caused tax bills you didn't realize. 

So, it will be imperative that you have a tax professional and "not a tax preparer" doing your taxes.  Trust me folks, there is a big difference.

One of the benefits of being a client with G&G Associates is that you'll get a free 30 min pre-tax preparation session to make sure you are gathering your documents appropriately before you submit your documents for tax preparation. 

So, contact us today to schedule an appointment.

Visit our website for more information and free online webinar classes to help you make sure you are audit proofing your records, or contact us today to set your appointment if you need a “TAX” OR “FINANCIAL” one-on-one consultation.

Until the next time!

Meda Ase P (Thank You Very Much),

Asar Maa Ra Gray
Tax & Financial Consultant, RFC
G&G Associates
757-271-6068 office
866-361-3872 toll free fax
www.gngassociates.net

G&G Associates & G&G Travel are on Facebook & Twitter ... join our fan page.

**You must be a G&G Associates tax client to receive the $40 referral fee

P.S. If you're not a GGIS Paid Subscriber reader yet, why not? Currently, our GGIS portfolio is packed with great plays to kick-start your portfolio for 2014.

P.S #2 If you are looking to Travel and looking for steep discounted travel, visit www.gngassociates.net, click on the “G&G Travel” link and let your travel planning begin.  Let us know where you want to go and we’ll do our best to find you the best deal your money can buy.  Become a Fan of G&G Travel on Facebook.

Here's What China's Renminbi Will Look Like In 2020

This is

G&G Associates

e-Newsletter

Here's What China's Renminbi Will Look Like In 2020   

Hotep G&G Readers,

China has been making moves to replace its trade in dollars with trade in the renminbi.  The Chinese trade in renminbi is going to be worth nearly 30% of their international trade by 2020, according to a research note by Standard Chartered's Becky Liu and her team. This is projected to be worth $3 trillion. 

  That's $3 trillion that could otherwise be denominated in dollars. And this has implications for the U.S. monetary system, which boasts the dollar as the global reserve currency.

Being the reserve currency has huge advantages.

Read more: http://www.businessinsider.com/what-the-renminbi-will-look-like-in-2020-2013-11#ixzz2kg0aGSGy

 -------------------------------------------------------------
Internal Sponsorship:

                          Want to Know How You Can Benefit from this move by the Chinese?

If you get paid in dollars and hold the majority of your assets in U.S. stocks or bonds, your wealth is in significant danger (401K’s, TSPs, 403Bs, Mutual funds, etc).

To become a member of the G&G Investment Society (GGIS) newsletter subscription to learn how to take advantage of some of our suggestions so you can protect your wealth and portfolio against a fallen dollar, send an e-mail to GGIS@gngassoc.com and/or visit our website at www.gngassociates.net and click on the “Products & Services” link and we’ll get you signed up right away.

DON'T WAIT ANOTHER DAY!

- 1 year subscription - $149

- 2 year subscription - $269

- Lifetime subscription - $699   {50% off tax prep & 25% off consulting services for life}

*** Membership Guarantee *** If you don't make your money back from being a GGIS member by the end of your subscription...we'll refund 100% of your subscription fee back. That's how confident we are that this will be one of the best financial moves of your life.

-------------------------------------------------------------

G&G Associates

is on Twitter

Join “G&G Associates” on Twitter.  If you have a smart phone or online twitter account you can sign up to receive tweets from us.  This will keep you in the know with current market moving updates, let you know when we have changes to our website, inform you of recent newsletter postings, and it will also be a good medium for improving your tax & financial IQ.

You can find us on Twitter by searching for the handle "GG_Associates."

As always…feel free to pass this information on to anyone you think is interested in increasing their tax & financial IQ.

If you need a one-on-one consultation to learn how to implement these investments or any other tax or financial strategy mentioned in these newsletters, feel free to contact my office to setup an appointment.

Good Investing!

Ankh Uja Snb (Life, Health & Strength)
Asar Maa Ra Gray
Tax & Financial Consultant, RFC
G&G Associates
757-271-6068 office
866-361-3872 toll free fax
www.gngassociates.net

Become a Fan of G&G Associates and G&G Travel on Facebook & Twitter.

“Investing is much like gambling.  But, the difference is that with knowledge in investing you can at least increase your odds of winning.”
          J. Carter

P.S. If you are looking to Travel and looking for steep discounted travel, visit www.gngassociates.net, click on the “G&G Travel” link and let your travel planning begin.  Let us know where you want to go and we’ll do our best to find you the best deal your money can buy.  Become a Fan of G&G Travel on facebook.

LEGAL NOTICE: This work is based on what I’ve learned as a financial researcher and analyst based SEC filings, current events, interviews, corporate press releases and what I've learned as a financial consultant. It may contain errors and you should not base investment decisions solely on what you read here.  It’s your money and your responsibility.  Nothing herein should be considered personalized investment advice. 

VA Disability Claims and Compensation Seminar - Veterans Day (Hampton Convention Center)

ATTENTION ACTIVE DUTY MILITARY, VETERANS,

SPOUSES, AND FAMILY MEMBERS

Upcoming FREE Seminar on VA Disability Claims and Compensation

Stokes and Richardson, PLLC, will be offering a FREE informational seminar, open to all active duty military, military veterans, and their families.  Participants may register for private consultations with a member of the firm.

 WHEN AND WHERE IS THE EVENT?

·         WHEN:                        Veterans Day - November 11, 2013 from 10 am to 6 pm

·         WHERE:                      Hampton Convention Center, 1610 Coliseum Drive, Hampton, Virginia

WHO SHOULD ATTEND?

·         Active Duty Military, Veterans, Spouses, and Family Members who are considering filing initial claims for VA disability compensation

Understanding the process and how to more effectively submit your claim can make a big difference–both in terms of how long you have to wait for a decision and the decision itself.

·         Those who are unsatisfied with the outcome of their VA decisions.

If your claim has been denied or you have been assigned a VA disability rating that you feel is insufficient, you may want to appeal.

WHO IS STOKES AND RICHARDSON, PLLC?

Stokes and Richardson, PLLC is a DC law firm, dedicated to helping active duty military, veterans, spouses, and their families secure their rightful VA benefits.  The firm is a partnership between Larry Stokes, a VA accredited agent, and Rochelle Richardson, a VA accredited attorney. 

Mr. Stokes is a retired member of the U.S. Navy, where he served as a Physician’s Assistant.  Following his military service, he served as a Decision Review Officer in the U.S. Department of Veterans Affairs.  He brings both his experience as a former VA benefits officer and his extensive medical training to the firm’s clients.

Attorney Richardson is a DC attorney who served as Associate Counsel to the U.S. Department of Veterans Affairs, Board of Veterans’ Appeals, in hundreds of matters.  She is admitted to practice at the U.S. Court of Appeals for Veterans Claims and represents the firm’s clients at the Court, as well as the Regional and Board levels. 

INTERESTED IN ATTENDING THIS FREE EVENT?

If you would like to attend this event, please send an email to HamptonRoads@stokesrichardson.com or contact G&G Associates at 757-271-6068.  In addition to reserving your FREE seat at the seminar, you will be given the opportunity to schedule a private consultation with a member of the firm, on a FIRST COME, FIRST SERVED basis.  Space is LIMITED!

 

This Event is Co-sponsored by G&G Associates Tax & Financial Consulting Services.

Free VA Disability Claims and Compensation Seminar

ATTENTION ACTIVE DUTY MILITARY, VETERANS,

SPOUSES, AND FAMILY MEMBERS

Upcoming FREE Seminar on VA Disability Claims and Compensation

Stokes and Richardson, PLLC, will be offering a FREE informational seminar, open to all active duty military, military veterans, and their families.  Participants may register for private consultations with a member of the firm.

 WHEN AND WHERE IS THE EVENT?

·         WHEN:                        Veterans Day - November 11, 2013 from 10 am to 6 pm

·         WHERE:                      Hampton Convention Center, 1610 Coliseum Drive, Hampton, Virginia

WHO SHOULD ATTEND?

·         Active Duty Military, Veterans, Spouses, and Family Members who are considering filing initial claims for VA disability compensation

Understanding the process and how to more effectively submit your claim can make a big difference–both in terms of how long you have to wait for a decision and the decision itself.

·         Those who are unsatisfied with the outcome of their VA decisions.

If your claim has been denied or you have been assigned a VA disability rating that you feel is insufficient, you may want to appeal.

WHO IS STOKES AND RICHARDSON, PLLC?

Stokes and Richardson, PLLC is a DC law firm, dedicated to helping active duty military, veterans, spouses, and their families secure their rightful VA benefits.  The firm is a partnership between Larry Stokes, a VA accredited agent, and Rochelle Richardson, a VA accredited attorney. 

Mr. Stokes is a retired member of the U.S. Navy, where he served as a Physician’s Assistant.  Following his military service, he served as a Decision Review Officer in the U.S. Department of Veterans Affairs.  He brings both his experience as a former VA benefits officer and his extensive medical training to the firm’s clients.

Attorney Richardson is a DC attorney who served as Associate Counsel to the U.S. Department of Veterans Affairs, Board of Veterans’ Appeals, in hundreds of matters.  She is admitted to practice at the U.S. Court of Appeals for Veterans Claims and represents the firm’s clients at the Court, as well as the Regional and Board levels. 

INTERESTED IN ATTENDING THIS FREE EVENT?

If you would like to attend this event, please send an email to HamptonRoads@stokesrichardson.com or contact G&G Associates at 757-271-6068.  In addition to reserving your FREE seat at the seminar, you will be given the opportunity to schedule a private consultation with a member of the firm, on a FIRST COME, FIRST SERVED basis.  Space is LIMITED!

 

This Event is Co-sponsored by G&G Associates Tax & Financial Consulting Services.

Special Events Professional Showcase - 11/7/2013 7:00 pm Virginia Beach, Virginia

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