Protect Thy Credit (Volume 1)Great services for a fee and for free !
Choose what's best for your particular situation......
You might be aware of the growing problem with identity theft. Someone can easily impersonate you and your credentials to get loans, credit & credit cards, and also to use your identity for medical uses....... all ways to ruin your credit standing and add endless hours of grief to you. If someone impersonantes you it can take hours upon hours to clean up the headaches. Often the one impersonating you can be a family member. I know of countless families where the parent owed on a utility bill and simply took out a new account in the name of one of thier children, or where a family member used another member's credentials to get some illegal money. Of course in many cases the person breaking the law isn't faced with any consequences, but the one whose identity was compromised had to deal with a bit of hell.
I have a credit monitoring package which is marketed by Pre-Paid Legal that I purchased years ago. I've been happy with the serivce knowing that while they cannot prevent the theft totally, I'm covered by thier services to do all the crazy paperwork and phonecalls in my stead if the theft ever happens. I pay about $10 a month for this service and have had it for years. However very soon I'll be switching to a service my team markets. My team markets LIFELOCK's credit monitoring services which do about the same, and had improved thier services even more to make what I consider a superior service for credit monitoring. You may have seen or heard our advertisements and may remember the first advertisements in which the owner provided his social security number on the sides of busses daring anyone to take his identity as he was protected by his services. Truthfully his identity was eventually stolen and his services did clean up the mess as it states that it will. Monitoring does not provide protection, it's more like a burgular alarm with a dedicated investigator/house cleaner who will alarm you as soon as the theft occurs and clean up the mess after the theft happens. If you are intrested in obtaining LIFELOCK's services then visit the following link www.lifelock.com/wfg and enter code the member code 18CQO at the bottom of the page or call 1-800-LifeLock and provide them receptionist with the Promo Code "WFG" and the Member Id of "18CQO" to receive something special from my team. (PERKS !!!!! :)
There is a new Free credit monitoring service that one may want to consider. This services may not match to the services that we offer but it's worth researching. I found out about this service via Clark Howard. Check out the info' at this link: http://www.clarkhoward.com/videos/clark-howard/consumer-issues-id-theft/free-credit-monitoring-service/vX3N/ . I did not provide the name of the service purposefully as I am not marketing the service, follow the link for more details.
Lastly, the way to prevent identity theft, not monitoring & clean-up-after, is by Freezing your credit. The process to do so can also be easily found on Clark Howard's website by following this link: http://www.clarkhoward.com/news/clark-howard/personal-finance-credit/credit-freeze-and-thaw-guide/nFbL/ . There are some considerations when considering this action which are presented on the link I've provided. This may not best the best option entirely if one needs to provide access to thier credit frequently. Choose what's best for you and your situation.
Be Improved !
Seko VArner
15PNZ, World Financial Group
Financial FREEdom
http://www.happilyeverafter.be/financialfreedom.html
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Black Improvement Economics is a service of The Imani Foundation http://www.imanifoundation.com/ . These posts provide information that may aid financial improvement. The information on this site is provided as opinion and should not be construed as professional legal advice, nor professional financial advice, nor professional tax advice. The end reader is advised to seek professional assitance to address one's particular situation. The posts on this site may be third party information and may not be copyrightwritten by the poster of the information.
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