Which Investments Perform Best During Inflation

This is
G&G Associates
Tax & Financial Consulting Services
e-Newsletter

Which Investments Perform
Best During Inflation

Akwaaba (Welcome) G&G Readers,

"The market on [Obama's] re-election should be down at least 50%," Marc Faber told Bloomberg news last week…

"I think Mr. Obama is a disaster for business and a disaster for the United States," he continued. "Not that Mr. Romney would be much better… You also have in the background Mr. Bernanke, who with artificially low interest rates enables the debt to essentially escalate endlessly."

Faber – a legendary contrarian investor – sees a future of endlessly rising government debts in America, paid for by money printing from the Fed. The end result, he says, is inevitable: inflation.

To Read the Full report, click on the link below:
http://db.tt/BKi8z0P9

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Internal Sponsorship:
Get out of the dollar NOW!

Since the announcement of QE3 until 2015 by the Fed Chairman this week, the dollar is in free fall against most currencies in the world right now … perfect time to make moves while your dollar has some reasonable value left to it.

And if you get paid in dollars and hold the majority of your assets in U.S. stocks or bonds, your wealth is in significant danger (401K's, TSPs, 403Bs, Mutual funds, etc).

To become a member of the G&G Investment Society (GGIS) newsletter subscription to learn how to take advantage of some of our suggestions so you can protect your wealth and portfolio against a fallen dollar, send an e-mail to GGIS@gngassoc.com and/or visit our website at www.gngassociates.net and click on the "Products & Services" link and we'll get you signed up right away.

DON'T WAIT ANOTHER DAY!

- 1 year subscription - $149
- 2 year subscription - $269
- Lifetime subscription - $699 {50% off tax prep & 25% off consulting services for life}

*** Membership Guarantee *** If you don't make your money back from being a GGIS member by the end of your subscription...we'll refund 100% of your subscription fee back. That's how confident we are that this will be one of the best financial moves of your life.

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As always…feel free to pass this information on to anyone you think is interested in increasing their tax & financial IQ.

If you need a one-on-one consultation to learn how to implement these investments or any other tax or financial strategy mentioned in these newsletters, feel free to contact my office to setup an appointment.

Meda Ase p (Thank You Very Much),

Asar Maa Ra Gray
Tax & Financial Consultant, RFC
G&G Associates
757-251-3757 office
866-361-3872 toll free fax
www.gngassociates.net

Become a Fan of G&G Associates and G&G Travel on Facebook & Twitter.


P.S. If you are looking to Travel and looking for steep discounted travel, visit www.gngassociates.net, click on the "G&G Travel" link and let your travel planning begin. Let us know where you want to go and we'll do our best to find you the best deal your money can buy. Become a Fan of G&G Travel on Facebook.



LEGAL NOTICE: This work is based on what I've learned as a financial researcher and analyst based SEC filings, current events, interviews, corporate press releases and what I've learned as a financial consultant. It may contain errors and you should not base investment decisions solely on what you read here. It's your money and your responsibility. Nothing herein should be considered personalized investment advice.





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Dave Ramsey on Debt

This post contains some information that doesn't originate from a person of African descent. Seko Varner has posted this information as the information may be helpful to people of African descent who are struggling with debt. Be improved !
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Blessings beloved,

     I'm a big fan of Dave Ramsey. One of the most difficult aspects of the Financial Peace strategy that his company teaches is that Debt is unnecessary. I have been a short time listener of Dave Ramsey's various shows and Youtube videos. I think I got into his materials about five years ago as I transitioned from being a Real Estate agent into becoming a Financial Services provider.....As a side note I'm frequently asked why did I leave the Real Estate field when I was having a growing level of success. The shortest answer is I dislike shopping and working with buyers is similar to shopping. We're in a buyers market (in Hampton Roads Virginia) and I admitted to myself that I didn't want to work with the rising tide of foreclosures as a main source of sellers...... Back to Dave Ramsey......

     While taking Financial Peace University with the "Wifey'-Fo'-Lifey" I watched our classes members struggle with the concept that Debt is unnecessary. As I meet with client's now and share the same view on Debt I get a lot of confusion and nonacceptance when I share that's it's better to show your children how to stay out of debt and guide them away from debt rather than to help them "Build their Credit Score". Here's what Dave Ramsey says about DEBT:

Dave Ramsey (Podcast  10/23/2012) times from 01:56:01  to  01:56:36.

Debt is dumb – Dave Ramsey tells you why: “Building your credit is the biggest myth, the biggest lie that has been sold to the last two generations.  And so many people bought it that they are deeply in debt; it’s affected their marriage, it’s affected their future, it’s affected their ability to feed themselves – to take care of themselves at retirement, it’s affected their ability to change their family tree. It’s affected everything.  Because we believe that you have to go into debt, so we have the opportunity later to go further into debt. That’s the build your credit myth."

     The dirty little secret is that one can get a job and get an apartment, car loan, or a mortgage with a zero (0) credit score and with a good credit score. It's only when one has a bad credit score that things become extremely difficult. If one has a zero credit score that indicates that they do not use credit...... and banks will jump to give them a loan. Apartments that require a credit check may ask for a bigger deposit or one may need to work with a private owner if one has a zero credit score. Believe it or not people do buy houses and vehicles with zero credit scores and/or by purchasing the car or home with cash.

      Although this approach sounds crazy it works. To be practical I advise this: Create an emergency fund of a minimum of three months of your expenses. Don't use your credit cards for emergencies or fake emergencies (Christmas gifts and Birthday parties are not emergencies). If you have bills and debts pay them on-time or early. If you can't afford to buy something outright then you truly can't afford it. If you can't afford to buy a vehicle with a three year loan you can't afford the vehicle (you can afford the monthly payments...but you truly can't afford the vehicle). Create a "Gonna' Happen' savings account to be financial prepared for car repairs, Christmas gifts, and other things that are gonna' happen. Follow this path and the funny thing is your credit score will rise......but you won't need their stinking credit score or credit card !

    As an interesting side note I shared this path with a lady who described herself as a Christian first and anything else second. I shared with her that the 'canonized' Holy Bible says (Proverbs 22:7) "The borrower is slave to the lender." and  (Psalm 37:21, Ecclesiastes 5:4) "We are required to pay back what we borrowed." and (Deuteronomy 28:12) “The Lord will open for you His good storehouse, the heavens, to give rain to your land in its season and to bless all the work of your hand; and you shall lend to many nations, but you shall not borrow.” Her interpretation of these passages, after she researched them, led her to believe that her habit and reliance on the use of credit was against the will of God. I'm hoping that she remains of out debt. Time will tell......

     If you or anyone you know is struggling with Debt - Contact me and I'll do my best to assist them. Teach you children to save and invest 15 cent out of every dollar they receive and later on they will not need credit. Easy advice, hard to follow. I know personally, as I'm walking my way out of debt as well. I invite you to walk with me.

      Dave Ramsey has a great website and the website is http://www.daveramsey.com . His company was giving away an audio MP3 file for free for a limited time period (that time may have passed by the time of this posting). Access that file by clicking here while the promotional lasts. I also advise anyone to attend his company's Financial Peace University.... It's worth every second. Uhuru !
Seko
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Seko Varner is from Positive Vibes Financial, a World Financial Group team of financial services agents. They specialize in debt reduction, investments, and insurances. Seko is in high demand as a special events DJ and owns an event marketing service. Seko has diverse background in business, counseling and education. He has been real estate agent, a school counselor, a teacher, and an Intensive In-Home Counselor. Seko is active with numerous Youth Mentorship programs and has a background in radio and television. Visit www.HappilyEverAfter.Be or call 757-248-3820 for more details.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ These posts provide information that may aid financial improvement. The information on this site is provided as opinion and should not be construed as professional legal advice, nor professional financial advice, nor professional tax advice. The end reader is advised to seek professional assistance to address one's particular situation. The posts on this site may be third party information and may not be copyrightwritten by the poster of the information.

Ghana, Africa Investors Trade Visit ... (December 2012)

This is
G&G Associates
Tax & Financial Consulting Services
e-Newsletter

Ghana, Africa Investors Trade Visit
(December 2012)

Click on link to view in pdf format: http://db.tt/cErhvAfY

Ęte Sĕn (What's Up) G&G Readers,

Back in September, I sent you a report on the Gold & Oil Coast Ghana, Africa. (Click here to read full report).

Well … I just got back last week as I reported, investment capital and opportunities within the country are continuing to loom. So, much we have investors literally from around the world going back to Africa with me next month to see about investing 2011 fastest growing country in the world.

As always, I try and bring real-time investment opportunities do my G&G readers and without a doubt … double digit returns for my G&G Investment Society (GGIS) subscribers.

If you would like to participate in next month's investors trade trip to Ghana Africa next month, click on the link below for the details and contact me if you have any questions.

Click here for Ghana Africa's December 2012 Trade Visit briefing:
http://db.tt/o16M3KHh

-------------------------------------------------------------
Internal Sponsorship:
Get out of the dollar NOW!

Since the announcement of QE3 until 2015 by the Fed Chairman this week, the dollar is in free fall against most currencies in the world right now … perfect time to make moves while your dollar has some reasonable value left to it.

And if you get paid in dollars and hold the majority of your assets in U.S. stocks or bonds, your wealth is in significant danger (401K's, TSPs, 403Bs, Mutual funds, etc).

To become a member of the G&G Investment Society (GGIS) newsletter subscription to learn how to take advantage of some of our suggestions so you can protect your wealth and portfolio against a fallen dollar, send an e-mail to GGIS@gngassoc.com and/or visit our website at www.gngassociates.net and click on the "Products & Services" link and we'll get you signed up right away.

DON'T WAIT ANOTHER DAY!
- 1 year subscription - $149
- 2 year subscription - $269
- Lifetime subscription - $699 {50% off tax prep & 25% off consulting services for life}

*** Membership Guarantee *** If you don't make your money back from being a GGIS member by the end of your subscription...we'll refund 100% of your subscription fee back.
That's how confident we are that this will be one of the best financial moves of your life.

-------------------------------------------------------------

How You Can Invest in Ghana and Get Double Digit Returns?

Many investors hear "African gold mining" and think … "risk." But Ghana isn't some banana republic, ruled by some despot and his machine-gun toting thugs in Toyota 4x4s. Ghana is a functioning society with laws and a stable government.

Let's open our mind folks and not believe all the shigidy or a new acronym I learned this recently (Sugar Honey Ice Tea) we see on CNN and Fox. This democratic country won its independence from Britain in 1957. Ghana became a republic on July 1, 1960.

Ghana's GDP in 2010 totaled $37.48B, It's economy grew by 6.4% from 8% in 2010 to 14.4% in 2011. Its economy grew by last year mainly on commodity exports like gold, oil, timber, diamonds, aluminum ore, manganese, pineapples, cashews, rubber, and other crops. It trades those goods with Nigeria, China, U.S., Britain, France, and India.

All that to write … this is a mature, developed democratic society. It's much safer for mining investment than places like Bolivia and Peru. That's why I'm not overly concerned with political risk for my investments. However, its location, in Africa, is a bit daunting for some investors... hence, "OUR" opportunity. Let's take those peoples ignorance of Africa as an opportunity for us to make a fortune.


My Trip To The "TRAP"

Last week while in Ghana, I took a trip to the Busch or as the locals call it the "Trap." Basically, I went deep into the woods where a lot of the alluvial gold mining takes place.

First of all, how many financial consultants do you know who would do that? Well, after about a three hour SUV ride on some of the bumpiest roads I've ever been on, we made it to one of the Gold mining sites where Quest Resources, Ltd machines were being used to mine the real yellow stuff we call Gold.

All I can say is that it was truly a wonderful experience and a trip I'll never forget. If you decide to come on our Ghana Trade visit next month, part of the itinerary is to take you out to the "Trap" so you can see the machines at work.

Now … of course while I was there I took plenty of pictures, but most importantly I took videos of the experience. With modern technology these days anything is possible.

What we did was take videos showing investors step-by-step what takes place once the machines get off the boat all the way to actually digging for gold. If you want to see me live in action, please go to the following YouTube link, get some popcorn and enjoy.

Click here for YouTube video Link:
http://www.youtube.com/user/QuestResources01

If link doesn't work, go to YouTube and place "QuestResources01" in the search window.


How to Profit from the
Heavy Duty Leasing & Sales Industry

Quest Resources Ltd. (Quest) is the brainchild of International Businessman and U.S. Attorney Carlton Owens II. Quest was formed in response to the need to expand quality outlets for heavy duty equipment sales and leasing in The Republic of Ghana in 2010. From Carlton's experience in the local mining industry, over time he discovered that there was a special niche in the market for both sales and leasing of this machinery.

Quest is a limited liability company based in The Republic of Ghana, whose core focus is in the sales and rental of heavy-duty equipment to the government, private and commercial business sectors of the country.


Quest Products and Services

Currently, Quest focus is primarily on importing used Caterpillar Excavators because of the overwhelming high demand for this product. However, Quest products in the future will include a broad range of earth moving machines, such as bulldozers, commercial graders, etc. Quest also sees value in providing more specialized equipment that strictly relates to the robust mining sector that is also present in the country.

Most of the equipment purchased by the company comes from The United States, due to the best available pricing and quality of the machines due its excellent maintenance procedures. The pricing on used excavators, for example in the US, has decreased over time due to the downturn in the American economy.

However, demand for the same equipment is ever increasing in Ghana and due to the shortage of equipment presently in the country; prices and services related to heavy-duty equipment are also increasing over time.


Current and Future Locations

Quest currently operates in one main location strategically placed in the Ashanti Region, Kumasi, Ghana to increase its business and profitability due to the fact that it is central to most of the business activity that require its products and services. Kumasi is the second largest city in Ghana and is located in the resource rich Ashanti Region. This region is home to the majority of current small-scale gold mining operations in Ghana, and has a large portion of land reserved for future small-scale operations. Kumasi is also located in close proximity to the Western Region, which has the most land set aside for future small-scale gold mining in Ghana.

Quest will be expanding its offices to Takoradi and Bibiani (Western Region), which is currently experiencing a development boom and a migration of new mining & oil drilling projects, thus a prime location to take advantage of new business.

Some Key Strengths of the Company:

• Experience of management team

• Quality and reliable equipment

• Quality customer service

• Investment in high valued Assets

• Clients Purchasing products pay in Cash …. (No credit)

• Leasing Clients pay for services ….. in advance

• Preventive maintenance is not a common practice in country … thus, the reason why leasing is a preferred option to most gold miners & developers


How to Invest in Quest Resources, Ltd

As mentioned before, the demand for the equipment is very high and in Ghana, the rental industry works on a different pay plan than most people here in the states are use to. You see … in Ghana, whether you are renting a car, apartment, commercial rental space, etc … you must pay in advance.

Yes … in advance !!!

What this means is that you get paid for your product before the services are rendered. The company typically leases their equipment for 8, 10 or 14 day lease terms with full control of the machines. Full control meaning that they provide the (driver, insurance, fuel and actually implement maintenance procedures and concepts to their fleet).

Now … here in the states, the same machine would rent for $200-300 a day, but in Ghana, it will rent for $800-1100 day with an even higher demand as the price of gold continues to increase as the dollar continues to plummet.

For example, if Quest rents out a machine for a 10 day lease at $1000 a day, they will receive an advance payment for the machine of $10,000. You don't have to be a rocket scientist to do the math on this investment. (FYI … average rental days per month are 20-24 days).


Investment Options

Equity or Debt Investment options and Exit Scenarios.

Option #1

Quest will offer two distinct options in taking in an investment. The first option is debt investment. With this option, the investment terms are for a fixed return on investment, and the investor will receive a annual 20% return on investment over for the course of twenty four months, whereby the interest will be paid semiannually and the principal returned at the end of the investment cycle.

Option #2

The second option of doing an equity buy in is also available. Under this structure, the company will issue up to 20% equity share of the company for the exchange of capital investment. Dividends schedule will be determined for future disbursement, but the most likely minimum disbursement will take place at least once a year, but could take place more frequently, depending on growth and performance objectives being met.

If you've been looking to invest out of the $USD, looking to diversify your portfolio and are interested in investing in the fastest growing economy in the world in 2011, here is your chance.

Ghana is projected to grow into a full fletching middle classed economy by the year 2020.

The question is … will you benefit from its growth as well?

Bottom Line (BL): "Investing is much like gambling. But, the difference is that with knowledge in investing you can at least increase your odds of winning."
J. Carter

If you want more information in how to invest in the project or interested in learning how you can invest in the project through your retirement account, give us a call and we'll show you how.

Join "G&G Associates" on Twitter. If you have a smart phone or online twitter account you can sign up to receive tweets from us. This will keep you in the know with current market moving updates, let you know when we have changes to our website, inform you of recent newsletter postings, and it will also be a good medium for improving your tax & financial IQ.

You can find us on Twitter by searching for the handle "GG_Associates."

As always…feel free to pass this information on to anyone you think is interested in increasing their tax & financial IQ.

If you need a one-on-one consultation to learn how to implement these investments or any other on the GGIS portfolio, feel free to contact me to setup an appointment.

If you missed any past G&G newsletters, click on link below for the archive:
http://ezinedirector.com/admin/publisher/archive/public/?fuseaction=a&e=7944575E0843077440

Meda Ase p (Thank You Very Much),

Asar Maa Ra Gray
Tax & Financial Consultant, RFC
G&G Associates
757-251-3757 office
866-361-3872 toll free fax
www.gngassociates.net

Become a Fan of G&G Associates and G&G Travel on Facebook & Twitter.


P.S. If you are looking to Travel and looking for steep discounted travel, visit www.gngassociates.net, click on the "G&G Travel" link and let your travel planning begin. Let us know where you want to go and we'll do our best to find you the best deal your money can buy. Become a Fan of G&G Travel on Facebook.



LEGAL NOTICE: This work is based on what I've learned as a financial researcher and analyst based SEC filings, current events, interviews, corporate press releases and what I've learned as a financial consultant. It may contain errors and you should not base investment decisions solely on what you read here. It's your money and your responsibility. Nothing herein should be considered personalized investment advice.





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