FOREX...The World’s Richest Market

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Tax & Financial Consulting Services
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FOREX (FX)
The World's Richest Market

Akwaaba (Welcome) G&G Readers,

Imagine a single bet - 1/6th the size of the entire U.S. economy - a bet that's being wagered by thousands of people in dozens of countries. Creeping through the financial system, it secretly funds assets around the globe: from housing to stocks from bonds to gold. This bet knows no boundaries. And its backers - from American hedge funds to Japanese housewives from private equity firms to big investment banks - have piled on in record numbers.

They've created a bubble 30 times bigger than the credit crunch that saw the Dow drop by more than 30% over the past year - and when it pops, unprepared investors will see their net worth sawed in half. But here's the good news - it's a double-edged sword.

A select group of investors will watch their holdings soar, thanks to Ben Bernanke and the Bank of Japan. In a moment, I'll show you exactly why this international secret has been kept hush-hush – and how you can capitalize on it.

But first, let me tell you about the single most disturbing development that's wreaking havoc on the global financial system today. In fact, it's one of the major reasons behind the subprime mortgage meltdown back in 2008, though few know it. And the worst is yet to come.

Click Here To Read Full Article:
http://db.tt/fqbpPEL4

-------------------------------------------------------------
Internal Sponsorship:
Get out of the dollar NOW!

Since the announcement of QE3 until 2015 by the Fed Chairman this week, the dollar is in free fall against most currencies in the world right now … perfect time to make moves while your dollar has some reasonable value left to it.

And if you get paid in dollars and hold the majority of your assets in U.S. stocks or bonds, your wealth is in significant danger (401K's, TSPs, 403Bs, Mutual funds, etc).

To become a member of the G&G Investment Society (GGIS) newsletter subscription to learn how to take advantage of some of our suggestions so you can protect your wealth and portfolio against a fallen dollar, send an e-mail to GGIS@gngassoc.com and/or visit our website at www.gngassociates.net and click on the "Products & Services" link and we'll get you signed up right away.

DON'T WAIT ANOTHER DAY!

- 1 year subscription - $149
- 2 year subscription - $269
- Lifetime subscription - $699 {50% off tax prep & 25% off consulting services for life}

*** Membership Guarantee *** If you don't make your money back from being a GGIS member by the end of your subscription...we'll refund 100% of your subscription fee back.

That's how confident we are that this will be one of the best financial moves of your life.

Sign Up Today!
-------------------------------------------------------------

Join "G&G Associates" on Twitter. If you have a smart phone or online twitter account you can sign up to receive tweets from us. This will keep you in the know with current market moving updates, let you know when we have changes to our website, inform you of recent newsletter postings, and it will also be a good medium for improving your tax & financial IQ.

You can find us on Twitter by searching for the handle "GG_Associates."

As always…feel free to pass this information on to anyone you think is interested in increasing their tax & financial IQ.

If you need a one-on-one consultation to learn how to implement these investments or any other on the GGIS portfolio, feel free to contact me to setup an appointment.

If you missed any past G&G newsletters, click on link below for the archive:
http://ezinedirector.com/admin/publisher/archive/public/?fuseaction=a&e=7944575E0843077440

Meda Ase p (Thank You Very Much),

Asar Maa Ra Gray
Tax & Financial Consultant, RFC
G&G Associates
757-251-3757 office
866-361-3872 toll free fax
www.gngassociates.net

Become a Fan of G&G Associates and G&G Travel on Facebook & Twitter.


P.S. If you are looking to Travel and looking for steep discounted travel, visit www.gngassociates.net, click on the "G&G Travel" link and let your travel planning begin. Let us know where you want to go and we'll do our best to find you the best deal your money can buy. Become a Fan of G&G Travel on Facebook.



LEGAL NOTICE: This work is based on what I've learned as a financial researcher and analyst based SEC filings, current events, interviews, corporate press releases and what I've learned as a financial consultant. It may contain errors and you should not base investment decisions solely on what you read here. It's your money and your responsibility. Nothing herein should be considered personalized investment advice.





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FREE E-Book: How to become a Government Contractor (kiss your day job goodbye)

From: B. Moore of AlumniRoundup.com <aruupdates@alumniroundup.com> FREE E-Book: How to become a Government Contractor and kiss your day job goodbye To: Black Improvement Economics Date: Tuesday, September 25, 2012, 7:40 AM Black Improvement Economics, Have you ever wanted to be your own business owner?  Or did you ever want to find out how to make money selling to the Federal Government? How about learning how to make more money and say goodbye to your day job?  If you answered yes to any of these questions, then I need you to do me a big favor.   My good friend and government contracting technology guru Andre is writing a book on how to make real money being a Federal Government Contractor. " The federal government now spends more than $500 billion a year -- or roughly 14% of the federal budget -- on private-sector contractors."  CNNMoney Anyway, this brother gets paid running his company doing Government Contracting.   You should see some of the checks he gets! Definitely providing for the family.  He wants to give back to folks who want to better themselves by writing a book on how to be a Government Contractor and make gobs of cash.  Just so you know, he is a born teacher and knows his stuff.  Well for a limited time he has decided to give a free copy of his book to folks in our membership on one condition.  You have to visit his website and enter in the "One Most Important question you always wanted to know about making money selling to Uncle Sam." He is validating his work. I told you he is thorough! Here is what you need to do to claim your free book: Follow this link http://alumniads.com/direct/link.php?M=161913&N=231&L=338&F=T Enter your name Enter your best e-mail address Enter your question Click submit. That will get you a free copy of his ebook when it hits the market in October. To your success, -Be Moore What are you waiting for?  Go claim your Free book on making money selling to the Government now! http://alumniads.com/direct/link.php?M=161913&N=231&L=338&F=T ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Peace & prosperity, DJ Seko & Wifey Rhonda VArner Fun ! Family ! Financial FREEdom ! Cell/Office: 757-248-3820 Fax: 866-400-0201 http://www.happilyeverafter.be

Silver Is Up 25% Since August ... Now What?

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G&G Associates
Tax & Financial Consulting Services
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Silver Is Up 25% Since August
Now What?

Akwaaba (Welcome) G&G Readers,
In early August, silver investors hit their "puke point."

The metal had fallen nearly 30% over the previous five months. It was nearly as hated as it had ever been…

That's what got me interested. Based on history, buying silver when investors give up, like they did in early August, is a great idea. The last four times investors gave up, silver rose an average 20% in three months.

Knowing this, in our August edition of the G&G Investment Society (GGIS) newsletter, I recommended to our subscribers to jump in and purchase silver because it was ready to explode. And explode it did.

The trade worked even better this time than before. If you stepped in and bought in August, you're up 25% in less than seven weeks. And investors are excited about silver again. So what should you do now?

To read the full report, click on the link below:
http://db.tt/q6J2Z12Z

Join "G&G Associates" on Twitter. If you have a smart phone or online twitter account you can sign up to receive tweets from us. This will keep you in the know with current market moving updates, let you know when we have changes to our website, inform you of recent newsletter postings, and it will also be a good medium for improving your tax & financial IQ.

You can find us on Twitter by searching for the handle "GG_Associates."

As always…feel free to pass this information on to anyone you think is interested in increasing their tax & financial IQ.

If you need a one-on-one consultation to learn how to implement these investments or any other on the GGIS portfolio, feel free to contact me to setup an appointment.

If you missed any past G&G newsletters, click on link below for the archive:
http://ezinedirector.com/admin/publisher/archive/public/?fuseaction=a&e=7944575E0843077440

Meda Ase p (Thank You Very Much),

Asar Maa Ra Gray
Tax & Financial Consultant, RFC
G&G Associates
757-251-3757 office
866-361-3872 toll free fax
www.gngassociates.net

Become a Fan of G&G Associates and G&G Travel on Facebook & Twitter.


P.S. If you are looking to Travel and looking for steep discounted travel, visit www.gngassociates.net, click on the "G&G Travel" link and let your travel planning begin. Let us know where you want to go and we'll do our best to find you the best deal your money can buy. Become a Fan of G&G Travel on Facebook.







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The Gold & Now Oil Coast ... Double Digit Returns

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G&G Associates
Tax & Financial Consulting Services
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The Gold & Now Oil Coast … Ghana, Africa
How to Invest & Get Double Digit Returns

Akwaaba (Welcome) G&G Readers,

They call it the "Golden Stool."

Legend has it that this gold-covered bench descended from the heavens to land in the lap of the first king. Wars have been fought over it. No one is allowed to sit on it... New kings are designated by lowering and raising them over the stool without touching it. Few people have even seen the original. Only the king and a few advisors know where it is kept. Instead, the leaders use replicas in public.

The most sacred relic of the ancient Ashanti Empire, the 18" x 24" x 12" golden seat symbolizes the extraordinary wealth and power gold mines bestowed on this West African tribe.

In the 15th century, Scavengers searching for a sea route to India stumbled across this small stretch of land in Africa... For nearly 500 years, up until the mid-20th century, they fought over it as one of the world's great "trophy" assets.

The Portuguese got there first... From 1430 to 1480, Portuguese explorers felt their way south around West Africa. Storms lashed the ships along the treacherous coastline. Simple trips inland for fresh water and food proved fatal. After one strong storm, a group of sailors observed something remarkable... women and children of the village combing the beaches not for shells, but for grains of gold washed out of the rivers.

Confronted with a river that literally ran with gold... the Portuguese traders took the next logical step: They settled in to get rich. They chose an area between the Ankobra and Volta Rivers. In 1482, they built Fort Sao Jorge da Mina de Ouro (which means Saint George of the Gold Mine). The Portuguese named their castle after a mine because the area held gold ... the richest mines in Africa at the time.

The arrival of these Scavengers brought centuries of war over this land and its gold. Wherever the scavengers went throughout history war surely will follow. The British, the Dutch, the Portuguese, the Danish, and the Ashanti were among the groups who battled for control of the land... which grew to be known as the "Gold Coast." It took the Europeans a long, long time to subjugate the Ashanti Empire. Naturally, the Ashanti were partial to keeping their land instead of abandoning it to raiders. The winner in the battle for the Gold Coast, like many of Africa's richest resources, was the British Empire. Have you ever wondered how a country with no natural resources ever became so wealthy? I'll discuss that at a later date…

The British used the area around the fort as a base to export gold, iron ore, diamonds, and agricultural products. Despite centuries of production, the Gold Coast's mines are far from exhausted. To this day, this area, now known as Ghana, Africa is one of the greatest gold stories on the planet. This tiny African nation ranks in the top 10 of global gold producers.

To Read the Full Report Click on the link below:
http://db.tt/htfcfADg

Meda Ase p (Thank You Very Much),

Asar Maa Ra Gray
Tax & Financial Consultant, RFC
G&G Associates
757-251-3757 office
866-361-3872 toll free fax
www.gngassociates.net

Become a Fan of G&G Associates and G&G Travel on Facebook & Twitter.


P.S. If you are looking to Travel and looking for steep discounted travel, visit www.gngassociates.net, click on the "G&G Travel" link and let your travel planning begin. Let us know where you want to go and we'll do our best to find you the best deal your money can buy. Become a Fan of G&G Travel on Facebook.



LEGAL NOTICE: This work is based on what I've learned as a financial researcher and analyst based SEC filings, current events, interviews, corporate press releases and what I've learned as a financial consultant. It may contain errors and you should not base investment decisions solely on what you read here. It's your money and your responsibility. Nothing herein should be considered personalized investment advice.





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Tax Deadline Approaching – Less than 30 Days to Go!

This is
G&G Associates Tax & Financial Consulting
e-Newsletter
Tax Tip of the Week

Tax Deadline Approaching October 15, 2012

Imhotep (Wisdom to You) G&G Readers,

Guess what time it is? Almost tax deadline time! If you still haven't filed your taxes the deadline this year is October 15, 2012.

If you filed an extension, remember the six month extension was for filing the return only. Any tax that was due should have been paid by April 17, 2012 to avoid any penalty and interest. The longer you continue to wait the more the penalty and interest will cost you.

For INSTRUCTIONS on how to get your taxes prepared visit our website, click on the "TAXES" tab and then download the "Tax Preparation Worksheet," on the left side of the page.

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Internal Sponsorship

G&G Tax & Financial Consulting Services

G & G Associates is a Tax & Financial Consulting company focused on easing its client's minds on tax & financial compliance matters. With the ever changing and burdensome tax code, overwhelming and confusing federal and state tax forms and increasing IRS scrutiny over most tax items, taxpayers need to have at least this one part of their lives made easier, less stressful and more profitable.

We can service clients anywhere in the world and we look forward to assisting you in getting your tax return prepared for the 2011 and beyond tax season. (Referrals available upon request)

If you are a returning client you'll get a 25% discount off your tax preparation fees. If you are a new client you'll get $40 off our normal fees. Active duty or retired military get a 15% discount. Senior citizens (above 65) get a 20% discount.

*** PRICE GUARANTEE: we guarantee to beat "ANY" other tax professional's price. We take pride in not nickeling and diming our customers with unnecessary charges & fees.

Do you have a friend, co-worker or family member who might be interested in G&G Associates Tax Preparation Services? If so, then you can earn $40 for everyone you refer that files their tax returns with us. Just refer that person, and when we complete their tax return we will send you a check for $40. To make the deal even sweeter, after (4) four referrals you will get your taxes done for free.

We are looking forward to doing business with you this tax season.

For more information about G&G Associates, visit our website at www.gngnassociates.net, and click on the "TAXES" tab.

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Visit our website for more information and free online webinar classes to help you make sure you are audit proofing your records, or contact us today to set your appointment if you need a "TAX" OR "FINANCIAL" one-on-one consultation.

One of the benefits of being a client with G&G Associates is that you'll get a free 30 min pre-tax preparation session to make sure you are gathering your documents appropriately before you submit your documents for tax preparation.

Also, all new clients get a 50% discount off the 1 – year annual subscription to G&G Investment Society (GGIS) paid newsletter service a ($74.50) value.

Also, all new clients will get a "FREE" 1 hour Financial Success Strategy Consultation appointment a ($200) value.

Contact us today to schedule an appointment!!!

Until the next time!

Ankh Uja Snb (Life, Strength, & Health),
Asar Maa Ra Gray
Tax & Financial Consultant, RFC
G&G Associates
757-251-3757 office
866-361-3872 toll free fax
www.gngassociates.net

G&G Associates & G&G Travel are on Facebook & Twitter, join our fan page.

**You must be a G&G Associates tax client to receive the $40 referral fee.

*** [Price Guarantee does not apply to individuals, corporations or partnerships filing refunds pertaining to Revenue Ruling 2009-20/2009-09, 'Ponzi Schemes' or VA Amendment]
P.S If you are looking to Travel and looking for steep discounted travel, visit www.gngassociates.net, click on the "G&G Travel" link and let your travel planning begin. Let us know where you want to go and we'll do our best to find you the best deal your money can buy.



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The Gold Bull Market Is Officially Back

This is
G&G Associates
Tax & Financial Consulting Services
e-Newsletter

The Gold Bull Market Is Officially Back

Karibu (Welcome) G&G Readers,

The bull market in gold is 100% back.

Wait, how do we know? What does a bull market in gold look like? And even better… how much money can we make?

Let me answer those questions for you today…Click link below for full article:

http://db.tt/UWSmZD2f

-------------------------------------------------------------
Internal Sponsorship:
Get out of the dollar NOW!

The dollar is in the midst of a 'sucker rally'… perfect time to make moves while your accounts are in this fake rally mode. (401K's, TSPs, 403Bs, Mutual funds, etc).

And if you get paid in dollars and hold the majority of your assets in U.S. stocks or bonds, your wealth is in significant danger (401K's, TSPs, 403Bs, Mutual funds, etc).

To become a member of the G&G Investment Society (GGIS) newsletter subscription to learn how to take advantage of some of our suggestions so you can protect your wealth and portfolio against a fallen dollar, send an e-mail to GGIS@gngassoc.com and/or visit our website at www.gngassociates.net and click on the "Products & Services" link and we'll get you signed up right away.

DON'T WAIT ANOTHER DAY!

- 1 year subscription - $149
- 2 year subscription - $269
- Lifetime subscription - $699 {50% off tax prep & 25% off consulting services for life}

*** Membership Guarantee *** If you don't make your money back from being a GGIS member by the end of your subscription...we'll refund 100% of your subscription fee back. That's how confident we are that this will be one of the best financial moves of your life.

-------------------------------------------------------------

So … Sign up today!!!

Join "G&G Associates" on Twitter. If you have a smart phone or online twitter account you can sign up to receive tweets from us. This will keep you in the know with current market moving updates, let you know when we have changes to our website, inform you of recent newsletter postings, and it will also be a good medium for improving your tax & financial IQ.

You can find us on Twitter by searching for the handle "GG_Associates."

As always…feel free to pass this information on to anyone you think is interested in increasing their tax & financial IQ.

If you need a one-on-one consultation to learn how to implement these investments or any other on the GGIS portfolio, feel free to contact me to setup an appointment.

If you missed any past G&G newsletters, click on link below for the archive:
http://ezinedirector.com/admin/publisher/archive/public/?fuseaction=a&e=7944575E0843077440

Meda Ase p (Thank You Very Much),

Asar Maa Ra Gray
Tax & Financial Consultant, RFC
G&G Associates
757-251-3757 office
866-361-3872 toll free fax
www.gngassociates.net

Become a Fan of G&G Associates and G&G Travel on Facebook & Twitter.


P.S. If you are looking to Travel and looking for steep discounted travel, visit www.gngassociates.net, click on the "G&G Travel" link and let your travel planning begin. Let us know where you want to go and we'll do our best to find you the best deal your money can buy. Become a Fan of G&G Travel on Facebook.



LEGAL NOTICE: This work is based on what I've learned as a financial researcher and analyst based SEC filings, current events, interviews, corporate press releases and what I've learned as a financial consultant. It may contain errors and you should not base investment decisions solely on what you read here. It's your money and your responsibility. Nothing herein should be considered personalized investment advice.




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Making Your Retirement Assets Last

I recently read this article written by Anna Prior from the Wall Street Journal. This article was very timely as I've recently worked with three mature clients who didn't plan for retirement and will face some very tight days ahead. In all of these recent cases I unfortunately had to advise them to leave their retirement plans alone for 5 to seven years to be able to earn the money needed to for their golden years. Here is article in it's entirety. The link to the original article is:

http://finance.yahoo.com/news/making-retirement-assets-last-040100480.html

Read it. Then contact me, or your trusted financial planner to make sure that you are prepared !

Seko VArner
~~~~~~~~~~~~~~~~~~~~~~~~

Making Retirement Assets Last

By Anna Prior | The Wall Street Journal – Fri, Sep 7, 2012

It's a retiree's nightmare: outliving the assets in a retirement portfolio.
Between historically low interest rates dragging on fixed-income yields and uncertainties about taxes, not to mention the threat of future inflation and volatile markets that send skittish investors seeking shelter, retirees who are living longer are finding it challenging to keep their portfolios up to speed.
Recent calculations from the Employee Benefit Research Institute show that roughly 44% of those born between 1948 and 1978—baby boomers and Generation X—won't have adequate retirement income, and that is assuming interest rates go back up in 2014. But the current environment is weighing even on those heading into retirement with what seems like a tidy sum.
Retirees need an efficient plan of attack to squeeze all the juice out of their portfolios, ensuring they have sufficient assets for their golden years. Here are some strategies:

Retirees should map out a budget for necessities—include everything from housing to food, transportation, health expenses and utility bills—and set aside a chunk of a portfolio for these costs.
Many planners suggest putting funds to cover three to five years' worth of expenses into safe and liquid vehicles, so the retiree has cash on hand, even if the market drops.
"That way you don't have to liquidate in a down environment," says Marty Leclerc, portfolio manager for Barrack Yard Advisors in Bryn Mawr, Pa.
Even though money-market funds are returning basically nothing, funds earmarked to be used within three years should go into these instruments, says Michael Gibney, a financial planner in Riverdale, N.J. "There is no reason to put money that will be used within a short time period at risk," he says.
For five-year time frames, look to add in a short-term bond fund or certificate of deposit to gain a little more yield, he says.

With many people living well into their 90s, retirees need to think carefully about how to protect themselves from running out of money in their later years.
(Longevity calculators that factor in your family history and current health can be found at websites such as gosset.wharton.upenn.edu/mortality and livingto100.com.)
Some financial advisers say retirees should consider long-term-care insurance as a hedge against the future cost of nursing-home care, which has the potential to decimate even hefty nest eggs.
With 70% of people over age 65 running into some type of health problem that could necessitate some form of long-term care, it's a big expense that many retirees initially forget about in planning, says Robert Stammers, director of investor education for the nonprofit CFA Institute.

Critics say long-term-care policies can be pricey and may have limits on the benefits they pay out, so retirees need to make sure they understand what they are getting before buying. The average annual cost of such a policy for a 57-year-old single individual is about $1,900, while a couple of the same age would pay about $2,500, according to the American Association for Long-Term Care Insurance, an industry trade group. Annuities are another long-term planning tool that can provide a steady stream of income in later life, and a relatively new type of annuity known as longevity insurance is gaining in popularity.

Longevity insurance is similar to an immediate annuity in that it allows holders to take a lump sum and convert it into a lifelong income stream. It is different in that it requires policyholders to pick a date in the future to start getting that income, typically at age 85, says Christopher Jones, chief investment officer at investment adviser Financial Engines Inc.

This guarantees a retiree won't outlive a portfolio, some advisers say, plus delayed payments are typically larger than those from annuities that allow policyholders to start collecting money immediately.
"It takes a problem that has this uncertain length and turns it into a certain horizon," says Mr. Jones.
Advisers warn against falling victim to traditional wisdom: Portfolio protection through conservative investing in retirement could actually do more harm than good.

With bonds not generating enough income, "the math is scary," says Mr. Leclerc. "Retirees need a lot more money than they ever thought they would to produce simple income."
Retirees looking to generate more yield may be tempted to buy long-term bond funds, but advisers warn against locking in an investment now that could be disastrous when interest rates eventually start to rise. When rates rise, prices fall, so your principal would take a hit.

"So-called safe assets are paradoxically not safe right now," says Mr. Leclerc.
Some advisers suggest intermediate-term bond funds as a way to help mitigate interest-rate risk, while still getting more yield than what's available from short-term bond funds.
See additional numbers from Financial Engines on possible retirement spending amounts, based on an initial $100,000 nest egg. 

Keep the duration at about five years, says Mr. Gibney, and look for low expense ratios and a well-diversified portfolio to keep default risk low.
As a category, intermediate bond funds returned an average 5.5% in the first eight months of this year, according to researcher Morningstar Inc.
Although inflation hasn't strayed far from the historical average of 3.2% annually in recent years, advisers says retirees can't ignore this "silent killer."

"When clients come in, it isn't the first five to 10 years that projections look bad, it's the second half of their retirement where they get beat up," says Frank Fantozzi, a Cleveland-based financial adviser.
To protect themselves, retirees should add to their portfolios multiple types of assets that can keep up with or even beat rising costs. Still, many advisers maintain that the best way to combat inflation in a well-diversified portfolio is by investing in equities.

"It's the only asset class that will give them returns greater than inflation," Mr. Gibney says.
Real-estate investment trusts, or REITs, can be an inflation hedge, but advisers say retirees should be cautious about which parts of the real-estate market they invest in.
"Focus on the most stable, high-quality corporate tenants," says Tim Lee, managing director of Monument Wealth Management in Alexandria, Va.

Market volatility can be nerve-racking for retirees, prompting some to flee to ultraconservative investments.
To iron out some of the big ups and downs—and therefore quell some of the urges to swing too far to "safety"—some advisers recommend constructing a diverse portfolio that includes a slice of alternative investments, including nontraded REITs, which are similar to traditional REITs but don't trade on exchanges, managed futures, which are futures positions entered into by professional money managers on behalf of investors, and long/short funds.

"Alternatives can help control risk because they don't tie or correlate well with fixed income and equities," says Mr. Fantozzi, who suggests putting 5% to 20% of a portfolio into alternative investments, depending on market conditions.

Long/short funds, for example, employ trading strategies similar to those used by hedge funds, simultaneously betting for and against a set of stocks. In a sideways market, these funds can be useful, says Mr. Fantozzi.
It's a particularly difficult time for tax planning, given the uncertainty surrounding next year's tax rates. Still, there are things retirees can do now to keep portfolio withdrawals as tax-efficient as possible.
The required minimum distributions that most retirees have to start taking at age 70½ are based partly on the plan's account balance as of the preceding December. To reduce that total balance—and potentially the required minimum distributions later on—some retirees might want to start taking withdrawals in their 60s.
This is especially true for early retirees who are currently in lower income brackets because of a recent job loss or forced retirement, says Michael Eisenberg, a certified public accountant in Los Angeles.
Still, it's not a simple decision. Each year, retirees need to weigh the consequences of pulling funds from one account versus another.

In a taxable account, net long-term capital gains are taxed at a rate lower than the ordinary income-tax rate for withdrawals from tax-deferred retirement plans.

Be aware that taking money out of a retirement account or selling securities at a sizable taxable gain—rather than pulling cash from a certificate of deposit, money-market fund, savings or checking account—could result in higher taxes on Social Security benefits if it bumps income above a certain threshold.
"When you reach a certain level of income, then some of your Social Security becomes taxable," says Mr. Eisenberg.
Ms. Prior is a reporter for Dow Jones Newswires in New York. Email her at anna.prior@dowjones.com.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Let's be improved ! 

Seko Varner is from Positive Vibes Financial, a World Financial Group team of financial services agents. This team began in 2010 and is coached by WFG's Team Unstoppable and Team Tenacious. Seko also has ownership in and works with Positive Vibes DJs and the event marketing service Happily Ever After.Be. Seko has a background in counseling and special education. He was employed for 14 years with Portsmouth City Public Schools (Virginia) as a counselor and as a teacher. Seko has also worked as an Intensive In-Home Counselor for over 10 years. In addition to his business ventures Seko is active with numerous Youth Mentorship programs and has a background in radio and television media. Visit html://www.HappilyEverAfter.Be for more details. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ These posts provide information that may aid financial improvement. The information on this site is provided as opinion and should not be construed as professional legal advice, nor professional financial advice, nor professional tax advice. The end reader is advised to seek professional assistance to address one's particular situation. The posts on this site may be third party information and may not be copyrightwritten by the poster of the information.

No college degree required for these $100,000 jobs

This is
G&G Associates Tax & Financial Consulting
e-Newsletter

No college degree required for these $100,000 jobs

Ete Sen (What's Up) G&G Readers,

Very interested article here. College isn't for everyone, and the pay can be better. Click on the link below that was in USA today a couple weeks ago.

http://www.usatoday.com/money/economy/employment/story/2012-09-02/cnbc-getting-jobs-with-no-college-degree/57377102/1

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Remember … "if you fail to plan, then you have planned to fail."

As always…feel free to pass this information on to anyone you think is interested in increasing their tax & financial IQ.

If you need a one-on-one consultation to learn how to implement these investments or any other on the GGIS portfolio, feel free to contact me to setup an appointment.

If you missed any past G&G newsletters, click on link below for the archive:
http://ezinedirector.com/admin/publisher/archive/public/?fuseaction=a&e=7944575E0843077440

Meda Ase p (Thank You Very Much),

Asar Maa Ra Gray
Tax & Financial Consultant, RFC
G&G Associates
757-251-3757 office
866-361-3872 toll free fax
www.gngassociates.net

Become a Fan of G&G Associates and G&G Travel on Facebook.

"Investing is much like gambling. But, the difference is that with knowledge in investing you can at least increase your odds of winning."
J. Carter

P.S. If you are looking to Travel and looking for steep discounted travel, visit www.gngassociates.net, click on the "G&G Travel" link and let your travel planning begin. Let us know where you want to go and we'll do our best to find you the best deal your money can buy. Become a Fan of G&G Travel on Facebook.



LEGAL NOTICE: This work is based on what I've learned as a financial researcher and analyst based SEC filings, current events, interviews, corporate press releases and what I've learned as a financial consultant. It may contain errors and you should not base investment decisions solely on what you read here. It's your money and your responsibility. Nothing herein should be considered personalized investment advice.





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Amended Taxes for ... Disabled Veterans

This is
G&G Associates Tax & Financial Consulting
e-Newsletter

Amended Taxes for Service Connected Disabled Veterans


Hotep (Peace & Blessings) G&G Readers,

If you are a member or former member of the uniformed services of the United States (as defined in 37 U.S.C. 101(3)) who has made an election under Subchapter I of Chapter 73 of Title 10 of the U.S. Code (also referred to in this section as the Retired Serviceman's Family Protection Plan (10 U.S.C.1431)) to receive a reduced amount of retired or retainer pay, gross income shall include the amount of any reduction made in his retired or retainer pay then you may be able to take advantage of this tax deduction. The Regulation of the tax code I'm referencing is 26 Code of Federal Regulation (CFR) Section 1.122-1 and Public Law 95-749 § 301.


Ok… so what does all this mean? Let me break it down to you in pilot terms or better yet give it to you from the 20,000 ft. view. If you retired from the military with 20 years or greater time in service "AND" you are a disabled veteran rated 90 percent or less and/or had a disability rating change since getting out of the service. Then you possibly may be eligible to use this regulation to amend your taxes with the IRS and get back a sizeable refund. This tax break would apply to your Federal and State tax returns.

Now, this rule has been in place for years but if you don't claim what's rightfully yours, then sometimes what you don't know can actually hurt you or at least your pockets.

So Far ... G&G Associates has helped disabled veterans retrieve over $400,000 in tax refunds for this mostly unknown regulation. But, it's only available to those who claim what's rightfully theirs.

Unfortunately, the IRS only lets you go back 3 years to amend your taxes. So, it's possible that if you keep delaying to make your claim you could possibly miss out on obtaining a refund for your 2009 taxes if you retired prior to then and are eligible to utilize the deduction.

If you'd like to have your taxes amended (Federal and State) and possibly receive a refund, please get in contact with me ASAP and I'll tell you what I need to see if you are eligible to take advantage of this deduction.

Click on the link below or visit our website to review 26 CFR 1-122.1 and Public Law 95-749 § 301 so you can hopefully gain a better understanding of this benefit and see what information is needed to determine your eligibility.

http://db.tt/cYZ43vzK

Please pass this information along to other service connected disabled veterans so that they can be made aware of this great tax benefit.

*** Recommendations available upon request.

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G & G Associates is a Tax & Financial Consulting company focused on easing its client's minds on tax & compliance matters. With the ever changing and burdensome tax code, overwhelming and confusing federal and state tax forms and increasing IRS scrutiny over most tax items, taxpayers need to have at least this one part of their lives made easier, less stressful and more profitable.

*** G&G Tax Preparation Services "Price Guarantee"; We Guarantee to beat any other "tax professional's" price.

Also, all new clients will get a "FREE" 1 hour Financial Success Strategy Consultation appointment a ($200) value.

Sign up for a G&G Investment Society (GGIS) Lifetime Subscription and you'll get a 50% discount "FOR LIFE" on getting your Taxes Prepared through G&G Associates.

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If you need a one-on-one consultation to evaluate your financial situation, contact me to setup an appointment and get 2011 started off on a good note.

As always…feel free to pass this info on to anyone who may be interested in increasing their financial IQ.

Thanks for reading,

Ankh Uja Snb (Life, Health, Strength),

Asar Maa Ra Gray
Tax & Financial Consultant, RFC
G&G Associates
757-251-3757 office
866-361-3872 toll free fax
www.gngassociates.net

G&G Associates is on Facebook & Twitter, join our fan page.

*** [Price Guarantee does not apply to individuals, corporations or partnerships filing refunds pertaining to Revenue Ruling 2009-20/2009-09, 'Ponzi Schemes' or VA Amendment CFR 26 § 1.122-1 and Public Law 95-749 § 301 ]


P.S If you are looking to Travel and looking for steep discounted travel, visit www.gngassociates.net, click on the "G&G Travel" link and let your travel planning begin. Let us know where you want to go and we'll do our best to find you the best deal your money can buy. Become a Fan of G&G Travel on Facebook.



LEGAL NOTICE: This work is based on SEC filings, current events, interviews, corporate press releases and what I've learned as a financial consultant. Nothing herein should be considered personalized investment advice. It may contain errors and you shouldn't make any investment decision based solely on what you read here. It's your money and your responsibility.


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